Market Update

Market Update, Market Update, Market Update

Rate Decision Breakdown: How US Tariffs and Rising Unemployment Are Shaping Canada’s Monetary Policy

🏦 Bank of Canada Holds Rate at 2.75% On June 4, 2025, the Bank of Canada (BoC) announced it would maintain its benchmark interest rate at 2.75%. This cautious move reflects concerns over inflation, trade uncertainty, and a moderating labour market. This is a significant moment, marking a continued pause in rate adjustments after previous cuts. […]
Market Update, Market Update, Market Update, Market Update, Market Update, Market Update, Market Update, Market Update, Market Update, Market Update, Market Update

Housing Shift: Navigating April Pause – Buyers & Sellers Take Note!

Canadian Housing Market Pauses in April 2025 Amid Shifting Conditions The Canadian housing market showed signs of a pause in its recent slump during April 2025, with national home sales remaining virtually unchanged from March. However, activity remains subdued compared to the previous year, and prices continue to see modest declines. This analysis, based on […]
📊 GTA Real Estate Market Trends – April 2025 Update

Author: Gerald Lawrence, REALTOR®Published: May 9, 2025Reading Time: 7-9 minutes 🔍 Introduction The Greater Toronto Area (GTA) real estate market continued to evolve in April 2025, reflecting broader economic pressures, buyer psychology, and seasonal trends. Whether you’re a homeowner, investor, or first-time buyer, understanding current housing data is critical. In this article, we break down […]
📌 Capital Gains in Canada: A Must-Read Guide for Real Estate Investors

Thinking about selling your rental or secondary property? Before you do, it’s critical to understand how capital gains tax can affect your bottom line. This guide explains what you need to know, what’s changed, and how to plan ahead. Capital Gains in Canada: What Real Estate Investors Need to Know Thinking about selling your rental […]

Market Update Rate Decision Breakdown: How US Tariffs and Rising Unemployment Are Shaping Canada’s Monetary Policy 🏦 Bank of Canada Holds Rate at 2.75% On June 4, 2025, the Bank of Canada (BoC) announced it would maintain its benchmark interest rate at 2.75%. This cautious move reflects concerns over inflation, trade uncertainty, and a moderating labour market. This is a significant moment, marking a continued pause in rate adjustments after previous cuts. […]

Market Update Housing Shift: Navigating April Pause – Buyers & Sellers Take Note! Canadian Housing Market Pauses in April 2025 Amid Shifting Conditions The Canadian housing market showed signs of a pause in its recent slump during April 2025, with national home sales remaining virtually unchanged from March. However, activity remains subdued compared to the previous year, and prices continue to see modest declines. This analysis, based on […]

📊 GTA Real Estate Market Trends – April 2025 Update Author: Gerald Lawrence, REALTOR®Published: May 9, 2025Reading Time: 7-9 minutes 🔍 Introduction The Greater Toronto Area (GTA) real estate market continued to evolve in April 2025, reflecting broader economic pressures, buyer psychology, and seasonal trends. Whether you’re a homeowner, investor, or first-time buyer, understanding current housing data is critical. In this article, we break down […]

📌 Capital Gains in Canada: A Must-Read Guide for Real Estate Investors Thinking about selling your rental or secondary property? Before you do, it’s critical to understand how capital gains tax can affect your bottom line. This guide explains what you need to know, what’s changed, and how to plan ahead. Capital Gains in Canada: What Real Estate Investors Need to Know Thinking about selling your rental […]

Market Update Detached Properties For Sale UNDER $500,000 in the GTA: A Rare Opportunity Detached Properties For Sale UNDER $500,000 Canadian Dollars in the GTA Detached homes priced under $500,000 in the Greater Toronto Area (GTA) are becoming increasingly scarce, yet they offer an exceptional opportunity for savvy buyers. In a market where the average detached property often costs well over $1 million, finding homes at this price point […]

Market Update RATE HOLD! Bank of Canada Interest Rate Announcement – April 16, 2025 Bank of Canada Holds Steady Amid US Trade Turmoil: Decoding the Latest Monetary Policy Report The Bank of Canada, in its announcement on April 16, 2025, elected to maintain its target for the overnight rate at 2.75%, alongside the Bank Rate at 3% and the deposit rate at 2.70%. This decision arrives at a pivotal […]

Market Update The Impact of Tariffs on the Ontario Real Estate Market, with a Focus on the Greater Toronto Area 1. Introduction The Ontario real estate market, particularly in the Greater Toronto Area (GTA), has always been influenced by various economic factors such as interest rates, foreign investments, and government policies. However, one less commonly discussed factor is the role of tariffs. These import taxes, especially on construction materials, significantly impact housing costs, affordability, and […]

GTA March 2025 Real Estate Market: Enhanced Affordability and Increased Choices The Greater Toronto Area (GTA) real estate market in March 2025 has presented a landscape marked by improved affordability and a broader selection of properties for prospective homebuyers. This shift is attributed to declining borrowing costs, moderated home prices, and a surge in new listings. However, underlying economic uncertainties, particularly related to international trade tensions […]

Bank of Canada Cuts Policy Rate by 25 Basis Points to 2.75% Amid Rising Trade Tensions The Bank of Canada (BoC) has announced a 25 basis point reduction in its overnight target rate, bringing it down to 2.75%. Consequently, the Bank Rate is now set at 3.00%, while the deposit rate stands at 2.70%. This decision comes as the Canadian economy, despite entering 2025 on solid footing, faces growing uncertainty due […]

Market Update GTA Real Estate Market Overview – February 2025 The Greater Toronto Area (GTA) real estate market continued to provide substantial choice for home buyers in February 2025, as resale inventory remained high while sales declined significantly compared to the previous year. With mortgage rates still elevated, affordability challenges persisted, but market experts anticipate improvements as borrowing costs are expected to drop later this […]

Discover Modern Elegance in the Heart of Countryside Pointe, Uxbridge Discover Modern Elegance in Countryside Pointe: A Stunning 2-Year-Old Semi-Detached Home If you’re searching for a home that combines modern elegance, energy efficiency, and a serene setting, look no further than this exquisite 2-year-old semi-detached home in the newly created subdivision of Countryside Pointe in Uxbridge, Ontario. Designed with timeless aesthetics and thoughtful features, this […]

Video Listings Video Listings Properties For Sale

Market Update New Actions To Build Secondary Suites Deputy Prime Minister announces new actions to build secondary suites and unlock vacant lands to build more homes From: Department of Finance Canada News Release Ottawa, Ontario (October 8, 2024) – To address Canada’s housing shortage, the federal government is taking steps to unlock underutilized properties. This includes making it easier for homeowners to add secondary […]

GTA Home Sales Surge in October 2024 as Market Tightens Toronto Regional Real Estate Board (TRREB) data reveals a significant year-over-year increase in GTA home sales for October 2024. While new listings also rose, the pace was slower, leading to tighter market conditions compared to the previous year. Despite a slight annual increase in the average selling price to $1,135,215, TRREB President Jennifer Pearce attributes […]

Bank of Canada reduces policy rate by 50 basis points to 3¾% Bank of Canada Cuts Interest Rates For The Fourth Time This Year So Far! Today, the Bank of Canada lowered its key interest rate to 3¾%. This means the Bank Rate is now at 4%, and the deposit rate is also at 3¾%. Inflation has been on the decline, with the Consumer Price Index […]

The Bank of Canada Unveils Reconciliation Action Plan FOR IMMEDIATE RELEASE Media Relations Ottawa, Ontario September 23, 2024 Today, the Bank of Canada introduced its inaugural Reconciliation Action Plan, a blueprint for strengthening its relationship with Indigenous Nations and Peoples. The plan outlines the Bank’s commitment to fostering an inclusive workplace, championing Indigenous economic development, and building a deeper understanding of Indigenous economies […]

GTA Housing Market Becoming More Affordable – August Market Stats TORONTO, ONTARIO, September 5, 2024 – Greater Toronto Area (GTA) home sales were down on a year-over-year basis in August 2024. New listings were up slightly over the same period. While the region’s housing market remained well-supplied in August, average home prices only edged slightly lower compared to August 2023. “The Bank of Canada’s rate […]

And it happened again, Bank of Canada reduces policy rate by 25 basis points to 4¼% The Bank of Canada’s Rate Cut – Wednesday September 4, 2024 The Bank of Canada has once again adjusted its monetary policy. In a move aimed at stimulating economic growth and combating inflationary pressures, the bank has reduced its target for the overnight rate to 4¼%. This decision is part of a broader strategy to […]

The Ultimate Hedge Against Inflation Here are some stats on the benefits of home ownership. For example, let’s say you have a $500,000 30-year mortgage with an 8% interest rate. Your monthly payment would be approximately $3,700 a month. Making one extra payment of $3,700 a year would cut your mortgage by 7 years and save you up to $220,000 […]

Is Your Home the Right Size for You? It’s rare for most people to remain in the same home throughout their adult lives. Sometimes, a growing family needs a larger home. Or it could be kids moving out on their own, leaving parents with a space that’s too big for their lifestyle. Choosing to upsize — or downsize — can be an emotional, […]